First-Time Home Purchasers. First-Time Home Buyers Loan Prices as little as First-time house customer loans and programs that might help enable you to get into the first house. First-Time Home Buyers Loan Prices as little as APR Effective 1/23/2020* 30 fixed year FHA 30 12 Months Fixed 5/5 supply Adjusts every 5 years If you are a fresh into the …